Better to save all of it for the most precious person in your life. You learn together and that is how it is meant to be. Having sex outside of marriage only diminishes it and yourself.
I dont think it would be either, if I were to marry a virgin woman I would feel special more than anything else, so I would guess it would be the same for women.
If he's like 30 then he's got a tiny dick
If he's younger maybe not but who cares