I usually don't even open them, they just go straight into the "circular file" (the trash can).
I only pay attention when the famous shut-off notice comes, and you can always tell that one from the color and weight of it.
I do electronic bill pay with some bills, but there's certain ones that I don't want to do that with, and there's other ones that don't offer that option. There's also other bills that I'm not ever going to pay, so tough shit!
I only pay secured debt basically, and things like cable and electric. The rest of it is shit that I'm not going to pay and they can kiss my ass. Hospital bills? HA!! Yeah, I'm really going to pay THAT shit!!
I only pay attention when the famous shut-off notice comes, and you can always tell that one from the color and weight of it.
I do electronic bill pay with some bills, but there's certain ones that I don't want to do that with, and there's other ones that don't offer that option. There's also other bills that I'm not ever going to pay, so tough shit!
I only pay secured debt basically, and things like cable and electric. The rest of it is shit that I'm not going to pay and they can kiss my ass. Hospital bills? HA!! Yeah, I'm really going to pay THAT shit!!
And you should watch out for hospital bills, sometimes they will garnish wages to get their money.
I'm untouchable....judgement proof, you may call it.
Hopefully you don't get the itch to get a home loan, rent a nicer place, or a car loan, or a student loan, or any kind of loan, or anything that requires you to have good credit because this is the kind of shit that will ruin your credit. Depending on how long you have been doing this, you can either recover easily by paying all of the bills or it will take you YEARS to get out of this. Plan for the future, man.
No, I don't get government assistance, I'm not talking about THAT system, I don't want anything to do with THAT. I'm talking about debt and collection laws, and being tricky and using the law to win.
But if you can get away with it, go ahead. The system is corrupt as fuck and they use any excuse that they possibly can to pass these costs onto people who DO pay the bills, which sucks massive dick because they make more than enough money not to.
Hopefully only a handful of people do this, otherwise I'd probably be pissed that the costs are being passed down to other people (like myself).
I think everyone should do this, it's the only way shit will change. I did it because I wasn't going to take their shit anymore, this method of protest DOES work. I see some things changing, some are towards an overhaul and some are trying to clamp down on people like me, so it must be at least starting to put a hurt on the 'system'.
It's a personal prediction of mine that we're going to see a big change in credit reporting/credit reports/scoring and possibly even a new credit bureau relatively soon.
However, the more likely possibility is thet their first resort will be to pass these costs onto the other customers.
every time I try to do that, I have creditors calling me 24/7, and then some.
It's one thing if you're having money troubles, you could always tell your landlord that the payment would be late. If not, than you're basically stealing the water and money from the hospitable. You could always move to a socialist country where the healthcare is free, but you'll have to pay high taxes and if you left here the country could label you as a "criminal"! What you're doing isn't worth it at all!
The IRS doesn't give 2 shits if I pay my bills!! They're not involved unless it's a tax debt.
There's no more debtors prisons, the US abolished those in 1833. Yes, people do go to prison, but not for debts, only for CRIMES like tax evasion. Having a debt is not a crime, even if I had a debt to the IRS, that's not a crime, it's just a debt and all they can do is try to collect it, they can't arrest anyone for that.
I said I paid my secured debt and things like my cable, electric and such, if I didn't they'd get shut off.
I shred that shit.
I was like that at one time. :)