I've come to believe that everything in this world is a scam! Here's why 1) banks loan money they know u will never b able to pay back so then u loose your house or farm 2) credit cards most Americans are in debt forever because like banks they know you are forever going to pay them money...3)taxes no law was ever passed that says we have to pay! 4)car insurance big scam here 2 I've been paying car insurance since I was 16 never been in a wreck I'm 36 now I've prolly give them tons of $$$ scams everywhere! 5) churches u give em money they build a bigger church another scam... I could go on forever! List yours!