More specifically without an adequate amount of funds. I graduated high school in '05. Went immediately to NIU for 3 semesters studying Illustration. I did horrible in my Gen eds, but did well in my art classes, despite various instructor critiques. Left NIU, went to community college for a couple semesters and basically accumulated no credits. They were all Gen eds. Now its been between 3-4 years since I've been to school. Now after about 5 years of back breaking labor, I'd like to go to an art school that doesn't require Gen eds. I realise if I start now and finish, i'll end up almost 30 years old with a crippling $80,000+ debt and no specific guarantee that I could find a career with my diploma. Any experienced professionals or current art students are more than welcome to respond with advice. IE: Loans, grants, scholarships, etc.

Also, might want to consider other schools, maybe the next state over is cheaper than in-state. At MU we had a bunch of people from new jersey because our out-of-state tuition was cheaper for them than any school they could commute to.
But what you have to watch out for, are the jobs. What is the projected job forecast? What is the demand of the job you want to pursue? And of course count the debt that you'd have accumulated. All a big decision and I know where you're coming from.
Good luck.
And when I was there, I met a lot of people who were like 27 and just coming back after years of waiting. Its totally normal. Sometimes you just get so comfortable with not going, that you soon realize how badly you wanna go back.