I've been working out for about 4 years now. .and my posture and muscle size improved radically. but i noticed that i am accumulating belly fat. .which i hate. most people tell me that it is just part of the bulking process but i hate it still. my diet includes low fat, low carb lean proteins and lots of veggies. .i also incorporate cardio twice a week. so is there any way to cut and build lean muscle at the same time? ive heard about 'calorie deficit' . .to make your body use that stored fat as a fuel source. . .is it true?